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rthy as you sh
NEW YORK Cheap Steve Francis Jersey , Nov. 11 (Xinhua) -- U.S. stocks reversed early gains to close mildly lower Wednesday, as Wall Street continued to weigh the likelihood of a year-end rate hike by the Federal Reserve.


The Dow Jones Industrial Average fell 55.99 points, or 0.32 percent, to 17,702.22. The S&P 500 lost 6.72 points, or 0.32 percent, to 2,075.00. The Nasdaq Composite Index dipped 16.22 points, or 0.32 percent, to 5,067.02.


With no major economic data out Wednesday, the country's Veterans Day, investors were still assessing the rising odds of a December rate hike following a strong jobs gain in October.


Many analysts believed that the U.S. central bank will raise interest rates next month, as Fed Chair Janet Yellen said that the Fed may pull the trigger at its December policy meeting if the U.S. economy is performing well.


Trading volumes were lower than usual as bond markets and banks were closed in observance of Veterans Day.


A plunge in oil prices also weighed on market sentiment. Dragged by diving oil prices, energy sector, the biggest laggard among the S&P 500's 10 sectors, tumbled 1.91 percent Wednesday.


In corporate news, shares of Macy's slumped 13.99 percent to 40.44 U.S. dollars apiece Wednesday after the release of the company's disappointing quarterly results. The U.S. retailer also cut its outlook for the full year.


Macy's reported earnings per share of 36 cents in the third quarter of 2015, compared with 61 cents per diluted share in the third quarter of 2014.


Latest data from Thomson Reuters showed that S&P 500 companies' blended earnings in the third quarter of 2015 are expected to decline 0.9 percent year on year, while revenue growth is forecast to decrease 4.3 percent.


A total of 451 companies in the S&P 500 have reported earnings for the third quarter of 2015 to date.

Tips To Make Window Cleaning Business A Success December 5, 2015 | Author: Nancy Gardner | Posted in Home and Family

If youre going to start up a business, one of the less maintenance and ever growing business is giving services to clean windows. Well, we all know that there are so many things that you will have to consider plus getting permits from the government is quite a hassle. But all your effort is assured to not go to waste.


Aside from acquiring the necessary legal documents to officiate the start of your business, youll know in here the steps in turning your business into a successful one. Yes, there are a lot of window cleaning the Woodlands TX companies which you might probably complete. Therefore, your challenge in here is to market your company properly to your customers.


The very first thing you do is to keep a good image. Well, we all know that this part is somewhat hard to do but starting having this is quite simple. All you need to do is present personnel into your client in full uniform with logo. It is also good if you could give an estimation of the fee where you do not just verbally talk it out but also present references on the estimation. Thus, you already made a good impression to them as a start of building image.


You should market your company. You may start by distributing flyers in the place of your target market. Well, flyers are not costly and are proven effective to generate feedback from all of your potential customers. But you should not be confident by this alone because there are a lot other ways to market your identity.


If you really want to be effective in marketing, you need to market again because once will never be enough. This entire marketing process should never end that is why you need to do this over and over again. The first time just about knowing you existed. The second is about reminding them you exist. The third time will measure if they can remember you and then probably get a call from them when they need their windows cleaned.


Build a reliable attitude to your market. If you really care for them, youll value the things they value, just like their time. If youíve set a schedule for the cleaning services, then be there at the exact time or arrive before it. If youre caught in the middle of uncontrollable circumstance, then inform them you cant make it on the scheduled time. Yet, it is still good if youre always early to make lasting impressions.


Get insured. This is a very short line but it means so much. We dont know when accidents will happen, so it is best to give insurance to your clients and personnel. Yes, this might be quite expensive but this is worthy as you show care for them, thus you are showing them they are all important to you.


Thoroughly complete your cleaning job. The glasses of the window is not the only part that needs to be cleaned as its sills, screens, tracks, and frame is a part too. Dont you ever leave not cleaned parts for you to not leave bad impression.


This type of business is a repetition type. Thus, keeping a communication to all of your clients is really good. You may say thank you to them after giving them services. You may also greet them on holidays. This may be quite tiring but you know to yourself that this is all worth it.


If you are searching for information about window cleaning The Woodlands TX residents should pay a visit to the web pages online here today. Additional details can be seen at http:www.championswindowcleaning now.

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